FINANCIAL SKILLS DEVELOPMENT TOOLKIT FOR YOUTH & YOUNG ADULTS
The Toolkit for Youth & Young Adult Financial Skills Development is intended to introduce youth and young adults to available resources and information, and assist in the development of solid financial skills that will last a lifetime.
- DEVELOPING FINANCIAL SKILLS
- SAVING AND ESTABLISHING GOOD CREDIT
- TURN YOUR HOBBY INTO A BUSINESS
- FILE FOR YOUR INCOME TAX REFUND
- FINANCIAL AID, EMPLOYMENT, VOLUNTEER RESOURCES
- ADDITIONAL RESOURCES
Resources to help develop financial skills such as money management, asset building, and retirement planning.
Alameda County Community Asset Network (Alameda County CAN)
Offers resources to increase the income and assets of Alameda County residents.
California Certified Public Accountant Education Foundation/Student Outreach Opportunities
Provides personal finance lessons on money management, careers, budgeting, savings and investing, managing credit, and insurance.
Creative Wealth International
Provides financial literacy workshops to children, teens, and adults.
Advocates in the media, before lawmakers, and compares prices on credit cards, bank accounts, and long distance services.
Finance For Youth
Provides personal finance advice to young people.
Jump$tart Coalition for Personal Financial Literacy
Encourages curriculum enrichment to ensure that basic personal financial management skills are attained during the K-12 educational experience.
Little Entrepreneurs: Business For Kids
Teaching children about business, this site offers specific lessons about money management and organizational skills.
Organizations, credit unions, and resources that can assist with saving options and establishing good credit.
American Bankers Association-Get Smart About Credit
Allows bankers to speak about responsible credit use with young adults in high school, college, and in the workforce.
Offers a free credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian, and TransUnion free of charge.
Provides financial rate information, offering rate data, and financial content.
Offers a comprehensive list of free business, financial, and loan calculators.
Consumer Credit Counseling
Provides comprehensive financial counseling, education, and helps consumers achieve financial independence through debt reduction, homeownership, and improved money management skills.
Credit Union Directory
Offers a directory listing of 533 credit unions in California.
Credit Union National Association (CUNA)
Offers a variety of services including a local credit union locator, a youth savings challenge, and other financial resources.
Federal Trade Commission's Identity Theft Resources
Provides detailed information to help deter, detect, and defend against identity theft.
Mission SF Federal Credit Union
Facilitates economic revitalization and community development by providing financial services to Mission Area small businesses, community organizations, and individuals.
National Foundation of Credit Counseling
Provides free and low-cost help from a trained, certified counselor who will assist you in determining the best options to meet your individual needs.
Truth About Credit
Conducts research, education, and advocacy on behalf of consumers.
USA.gov (Teen Resources)
Provides official information and services from the U.S. government about an array of information and resources on a variety of financial topics for youth.
Youth Credit Union Network
Serves the youth constituency.
Organizations and resources that are dedicated to teaching youth and young adults about entrepreneurship, business, and positive youth activities.
Junior Achievement (JA)
Educates students about workforce readiness, entrepreneurship, and financial literacy through experiential, hands-on programs.
National Foundation for Teaching Entrepreneurship (NFTE)
Assists young people from low-income communities build skills and unlock their entrepreneurial creativity.
National Association of Youth Owned Businesses (NAYOB)
Provides business skills and training for success.
U.S. Department of Commerce
Fosters, promotes, and develops the foreign and domestic commerce of the United States.
Young Entrepreneurs Network
Maintains an international community of young business owners and aspiring entrepreneurs and offers forum for sharing experiences and resources.
Encourages a global movement of young people making change in their local communities.
KEY BUSINESS CONTACTS
To assist with the various requirements for operating a business in California, Resources to Assist California Businesses has been prepared for your reference.
Information from federal and state tax administration agencies about filing income tax returns and getting a tax refund.
California Tax Service Center
Providing federal and state resources for information and online filing, and other assistance for small business.
U.S. Internal Revenue Service (IRS)
Federal income and payroll taxes specifically business and self employed taxpayers.
www.irs.gov/ or 800-829-4933
Franchise Tax Board (FTB)
State income tax and information about business entity type.
www.ftb.ca.gov or 800-852-5711
Information about college financial aid and employment resources, apprenticeship programs, volunteer opportunities, and youth commissions.
California's ScholarShare College Savings Plan is tax-advantaged 529 plan
Helps families save money for college with information about California's tax advantaged 529 plan.
California Student Aid Commission
Provides information on education beyond high school and financial assistance to all Californians.
Offers free assistance to help students find their ideal college fit and the scholarships to pay for it.
Provides information about college costs, scholarships, financial aid applications, education loans, and college financing.
Provides student loan services under the Federal Family Education Loan Program.
EDWISE Online Financial Planning Guide
Provides useful loan management information for students using an online financial planning guide.
Provides a comprehensive source of student financial aid information, advice and tools.
Free Application for Federal Student Aid (FAFSA)
Supports postsecondary education by providing money for college to eligible students and families.
Provides information on scholarships, internships, and jobs.
Provides access to annual federal and state awards on over 1,000 grant programs.
National Association of Student Financial Aid Administrators (NASFAA)
Provides sources of financial aid to students.
Provides overviews of schools that offer online programs, state by state; offers regular features on topics such as college savings plans, college traditions, trends in education, tips about thriving in school, and much more.
Discover financial aid, scholarships and grants no matter what your major.
Who Do U Want 2 B?
Provides information on California high school and community college courses, career options, and financial assistance.
Develops programs, intervention strategies, and other resources and services to find answers to challenges and emerging questions in education and human development.
EMPLOYMENT & VOLUNTEER OPPORTUNTIES
Offers opportunities for adults of all ages and backgrounds to serve through a network of partnerships with local and national nonprofit groups.
California Conservation Corps
Provides young women and men the opportunity to protect and restore California's environment by learning how to respond to disasters.
Manages programs and initiatives aimed at increasing the number of Californians engaged in service and volunteering.
California YouthBuild Coalition
Advocates for increased resources, programs, and public involvement to enhance job training, education, and leadership development opportunities for low-income youth in California.
Assists businesses and job seekers in Alameda and Contra Costa counties meet their employment needs.
Health Jobs Start Here
Provides comprehensive information about California healthcare jobs from training programs, local postings, to advice on how to find financial aid.
Job Star San Francisco
Provides a San Francisco area job search guide for youth from the local public library.
Provides information about the Peace Corps, its services, and activities.
Provides participants in career-oriented internships in one of over 30 departments of the City & County of San Francisco.
U.S. Forest Service Northern California Consortium
Provides an environmental education, outreach, and recruitment program for students sponsored by the Forest Service, Pacific Southwest Region.
Offers resources to prevent California's young workers from being injured or killed on the job.
Youth Employment Opportunities in San Francisco
Provides a comprehensive directory of agencies and service providers that work with youth to find jobs in San Francisco.
Offers opportunity for youth and young adults to gain experience in government, business, labor and not-for-profit community organizations; and participate in special community and political problem solving processes.
An array of union apprenticeship, Journey level, and related training services programs in California.
Bricklayers and Allied Craftworkers Local 3 California
The California Apprenticeship Coordinators Association
The California Automotive Apprenticeship Program
The Carpenters Training Committee for Northern California
Fresno Area Electrical Training Center
International Union of Operating Engineers Local 39 Training Department
The Northern California Cement Masons JATC
Northern California Valley Sheet Metal Workers' Heating & Air Conditioning
The Northern California Surveyors Joint Apprenticeship Committee (NCSJAC)
Roofers Local 95
The San Francisco Joint Apprenticeship and Training Committee (JATC)
The Southern California Carpenters JATC
Sprinkler Fitters San Francisco Bay Area
Union Millwrights and Machine Erectors
Western Apprenticeship Coordinators Association (WACA)
The Youth Commissions provide programs and services to improve the life of school-age children and their families, through policy, information gathering, and civic engagement activities.
Berkeley Youth Commission
Los Altos Youth Commission
Los Gatos Youth Commission
Oakland Youth Commission
San Francisco Youth Commission
San Mateo Youth Commission
National and state resources for youth.
Seeks to create positive change in the community.
California Youth Crisis Line
Offers a toll free, 24-hour, confidential phone line available to young people between the ages of 12-24, and concerned friends and family members.
Coleman Advocates for Children and Youth
Advocates for children, youth, and families in San Francisco.
Gay-Straight Alliance Network
Connects school-based Gay-Straight Alliances (GSAs) to each other and community resources.
National Runaway Switchboard
Helps to keep America's runaway and at-risk youth safe and off the streets.
National Youth Rights Association (NYRA)
Provides youth rights education, works with public officials and empowers young people to work on their own behalf.
Assists the next generation of leaders, self-defined artists, and visionary activists through written and oral illiteracies.